Earn up to 7% annual returns on your idle money.
Invest online. Withdraw instantly.
A smarter alternative to your regular savings account. Park your idle cash in SEBI-regulated liquid mutual funds for better returns and complete cash management. Zero lock-in, no hidden charges.
See what your idle cash is costing you.
Drag the slider to your current savings balance. Watch the difference compound - by the year, by the hour.
Smart Budget CalculatorCreate pockets for every savings goal, all in one place.
Turn your milestones into achievements, faster. Pockets are flexible containers that let you seamlessly divide and organize your wealth for short-term savings and long-term wealth building, without the hassle of managing multiple bank accounts. Perfect for your emergency fund or daily savings.
Withdraw your money instantly, no waiting.
Real-time cash management with liquidity routed directly to your linked primary bank account. Whether it is a weekend, a public holiday, or a late-night emergency; your money remains accessible within minutes. Zero lock-in, no exceptions.
Track all your earnings, effortlessly.
A clear, transparent breakdown of how much you have earned over time. Watch your interest stack up every single morning with analytical views comparing your yield metrics directly against old bank alternatives.
Built on trusted, regulated infrastructure.
Your personal finance and investment capital is handled securely by India's leading financial institutions, routed entirely via SEBI-regulated Mutual Funds. Grow money with peace of mind.
“We built Mino because we could not justify keeping our own salaries in a savings account anymore. The math did not make sense and we suspected we were not alone. Mino is the product we wanted for ourselves: quiet, safe, and finally honest about what your money is doing.”
Your money shouldn't sit idle.
Setup completion takes under two minutes.
Frequently Asked Questions
Mino parks your idle money in liquid mutual funds and lets you earn up to 7% a year. You can withdraw to your bank in minutes, any day. It is operated by Bullsurge Private Limited, an AMFI-registered Mutual Fund Distributor (ARN-185445).
Most savings accounts in India pay 2.5 to 3.5% a year. Liquid funds on Mino have historically returned around 6 to 7%. You can withdraw to your bank in minutes, any day of the week. For money sitting idle, the math is hard to ignore.
Yes. Because withdrawals reach your bank in minutes, Mino works well as a place to keep your emergency fund. Your money earns more than it would in a savings account and stays just as accessible.
You can start with as little as Rs 100. There is no minimum holding period and no penalty for withdrawing early.